Affordable new-construction homes in Utah. Monthly buyer incentives and Hometown Heroes programs available through Felix Vivanco at First Colony Mortgage.
Casas nuevas accesibles en Utah. Incentivos mensuales para compradores y programas Hometown Heroes disponibles a traves de Felix Vivanco en First Colony Mortgage.
About the Builder
Sobre el Constructor
CareFree Homes builds affordable, quality new-construction homes across Utah communities. Known for their commitment to making homeownership accessible, CareFree offers monthly buyer incentives, Hometown Heroes programs for community workers, and modern floor plans designed for everyday living.
CareFree Homes construye casas nuevas accesibles y de calidad en comunidades de Utah. Conocidos por su compromiso de hacer la propiedad de vivienda accesible, CareFree ofrece incentivos mensuales para compradores, programas Hometown Heroes para trabajadores comunitarios y planos modernos disenados para la vida diaria.
As a preferred lender for CareFree Homes, First Colony Mortgage offers monthly buyer incentives, Hometown Heroes discounts, competitive rates, and Utah Housing down payment assistance to help you into your new home.
Como prestamista preferido de CareFree Homes, First Colony Mortgage ofrece incentivos mensuales para compradores, descuentos Hometown Heroes, tasas competitivas y asistencia para enganche de Utah Housing para ayudarte a entrar a tu nueva casa.
Exclusive Programs
Programas Exclusivos
These incentives are available when you finance your CareFree Homes purchase through Felix Vivanco at First Colony Mortgage.
Estos incentivos estan disponibles cuando financias tu compra de CareFree Homes a traves de Felix Vivanco en First Colony Mortgage.
CareFree Homes offers rotating monthly buyer incentives when you use First Colony Mortgage. These can include closing cost credits, rate buydowns, upgrade packages, and more. Incentives change monthly, so ask Felix for the latest offers.
CareFree Homes ofrece incentivos mensuales rotativos para compradores cuando usas First Colony Mortgage. Estos pueden incluir creditos para costos de cierre, reduccion de tasas, paquetes de mejoras y mas. Los incentivos cambian mensualmente, asi que pregunta a Felix por las ofertas mas recientes.
CareFree Homes offers special Hometown Heroes incentives for teachers, first responders, healthcare workers, military, and other community heroes. Additional credits and benefits on top of the standard builder incentives.
CareFree Homes ofrece incentivos especiales Hometown Heroes para maestros, primeros respondedores, trabajadores de salud, militares y otros heroes comunitarios. Creditos y beneficios adicionales sobre los incentivos estandar del constructor.
Access competitive preferred lender rates exclusively available through the CareFree Homes partnership with First Colony Mortgage. Lower rates mean lower monthly payments and more buying power for your new home.
Accede a tasas competitivas de prestamista preferido exclusivamente disponibles a traves de la alianza de CareFree Homes con First Colony Mortgage. Tasas mas bajas significan pagos mensuales mas bajos y mas poder de compra.
Receive up to 6% of the purchase price in down payment assistance through Utah Housing Corporation. Structured as a second mortgage, this program helps you get into your new CareFree home with less cash upfront.
Recibe hasta el 6% del precio de compra en asistencia para enganche a traves de Utah Housing Corporation. Estructurado como una segunda hipoteca, este programa te ayuda a entrar en tu nueva casa CareFree con menos efectivo por adelantado.
Learn
Aprende
Mortgage terms can be confusing. Here is what each incentive means in plain language.
Los terminos hipotecarios pueden ser confusos. Aqui te explicamos cada incentivo en lenguaje sencillo.
CareFree Homes rotates their buyer incentives monthly. These are credits the builder provides when you finance through their preferred lender. They can cover closing costs, fund a rate buydown, or provide upgrade packages. Since they change, always ask Felix for the current month's offer.
CareFree Homes rota sus incentivos para compradores mensualmente. Son creditos que el constructor proporciona cuando financias a traves de su prestamista preferido. Pueden cubrir costos de cierre, financiar una reduccion de tasa o proporcionar paquetes de mejoras. Como cambian, siempre pregunta a Felix por la oferta del mes actual.
A 2-1 buydown temporarily lowers your mortgage interest rate. In Year 1, your rate is 2% below the note rate. In Year 2, it is 1% below. Starting Year 3, you pay the full rate. The builder funds the difference, so your early payments are significantly lower, giving you breathing room as you settle into your new home.
Una reduccion 2-1 reduce temporalmente tu tasa de interes hipotecaria. En el Ano 1, tu tasa es 2% por debajo de la tasa del pagare. En el Ano 2, es 1% por debajo. A partir del Ano 3, pagas la tasa completa. El constructor financia la diferencia, dandote pagos mas bajos al inicio.
The Hometown Heroes program provides additional incentives for people who serve the community: teachers, firefighters, police officers, EMTs, nurses, military personnel, and more. These benefits stack on top of the standard builder incentives, making your new home even more affordable.
El programa Hometown Heroes proporciona incentivos adicionales para personas que sirven a la comunidad: maestros, bomberos, oficiales de policia, paramedicos, enfermeras, personal militar y mas. Estos beneficios se suman a los incentivos estandar del constructor, haciendo tu nueva casa aun mas accesible.
Down payment assistance through Utah Housing provides up to 6% of the purchase price as a second mortgage. This money goes toward your down payment and closing costs, reducing the cash you need upfront. Combined with CareFree's buyer incentives, it makes homeownership more accessible than ever.
La asistencia para enganche a traves de Utah Housing proporciona hasta el 6% del precio de compra como segunda hipoteca. Este dinero va hacia tu enganche y costos de cierre. Combinado con los incentivos de CareFree, hace la propiedad de vivienda mas accesible que nunca.
See the Difference
Ve la Diferencia
See how CareFree Homes incentives can lower your monthly payment compared to a standard loan.
Ve como los incentivos de CareFree Homes pueden reducir tu pago mensual comparado con un prestamo estandar.
* Taxes estimated at $200/mo, insurance at $100/mo. PMI/MIP rates as noted. For illustration only.
* Impuestos estimados en $200/mes, seguro en $100/mes. Tasas PMI/MIP segun se indica. Solo para ilustracion.
Let Felix Vivanco help you take advantage of these builder incentives. Get pre-approved today and start your journey to a brand-new home.
Deja que Felix Vivanco te ayude a aprovechar estos incentivos del constructor. Obten tu pre-aprobacion hoy y comienza tu camino hacia una casa nueva.