Modern new-construction homes in Utah's best communities. Exclusive financing incentives available through Felix Vivanco at First Colony Mortgage.
Casas nuevas modernas en las mejores comunidades de Utah. Incentivos exclusivos de financiamiento disponibles a traves de Felix Vivanco en First Colony Mortgage.
About the Builder
Sobre el Constructor
Sego Homes is a Utah home builder creating thoughtfully designed communities with modern architecture, open floor plans, and premium finishes. From master-planned neighborhoods to individual homesites, Sego delivers homes that blend quality construction with contemporary style across the Wasatch Front.
Sego Homes es un constructor de Utah que crea comunidades cuidadosamente disenadas con arquitectura moderna, planos abiertos y acabados premium. Desde vecindarios planificados hasta lotes individuales, Sego entrega casas que combinan construccion de calidad con estilo contemporaneo a lo largo del Wasatch Front.
As a preferred lender for Sego Homes, First Colony Mortgage offers builder incentives, competitive rates, and down payment assistance that can save you thousands and make your new Sego home more affordable.
Como prestamista preferido de Sego Homes, First Colony Mortgage ofrece incentivos del constructor, tasas competitivas y asistencia para enganche que pueden ahorrarte miles y hacer tu nueva casa Sego mas accesible.
Exclusive Programs
Programas Exclusivos
These incentives are available when you finance your Sego Homes purchase through Felix Vivanco at First Colony Mortgage.
Estos incentivos estan disponibles cuando financias tu compra de Sego Homes a traves de Felix Vivanco en First Colony Mortgage.
Sego Homes offers builder incentives when you use First Colony Mortgage as your preferred lender. These can be applied toward closing costs, rate buydowns, or home upgrades depending on the community and availability.
Sego Homes ofrece incentivos del constructor cuando usas First Colony Mortgage como tu prestamista preferido. Estos pueden aplicarse a costos de cierre, reduccion de tasa o mejoras del hogar dependiendo de la comunidad y disponibilidad.
Access competitive preferred lender rates exclusively available through the Sego Homes partnership with First Colony Mortgage. Lower rates mean lower monthly payments and more buying power for your new home.
Accede a tasas competitivas de prestamista preferido exclusivamente disponibles a traves de la alianza de Sego Homes con First Colony Mortgage. Tasas mas bajas significan pagos mensuales mas bajos y mas poder de compra para tu nueva casa.
Receive up to 6% of the purchase price in down payment assistance through Utah Housing Corporation. Structured as a second mortgage, this program helps you get into your new Sego home with less cash upfront.
Recibe hasta el 6% del precio de compra en asistencia para enganche a traves de Utah Housing Corporation. Estructurado como una segunda hipoteca, este programa te ayuda a entrar en tu nueva casa Sego con menos efectivo por adelantado.
First-time home buyers may qualify for assistance programs that can be used toward your down payment, closing costs, or to buy down your interest rate for lower monthly payments on your new Sego home.
Los compradores primerizos pueden calificar para programas de asistencia que pueden usarse para tu enganche, costos de cierre o para reducir tu tasa de interes y obtener pagos mensuales mas bajos en tu nueva casa Sego.
Learn
Aprende
Mortgage terms can be confusing. Here is what each incentive means in plain language.
Los terminos hipotecarios pueden ser confusos. Aqui te explicamos cada incentivo en lenguaje sencillo.
Builder incentives are credits or contributions the builder offers when you use their preferred lender. These can cover closing costs, buy down your rate, or fund upgrades. The exact amount varies by community and home, so ask Felix for current offers on the home you are considering.
Los incentivos del constructor son creditos o contribuciones que el constructor ofrece cuando usas su prestamista preferido. Pueden cubrir costos de cierre, reducir tu tasa o financiar mejoras. El monto exacto varia por comunidad y casa, asi que pregunta a Felix sobre las ofertas actuales.
A 2-1 buydown temporarily lowers your mortgage interest rate. In Year 1, your rate is 2% below the note rate. In Year 2, it is 1% below. Starting Year 3, you pay the full rate. The builder funds the difference, so your early payments are significantly lower, giving you breathing room as you settle into your new home.
Una reduccion 2-1 reduce temporalmente tu tasa de interes hipotecaria. En el Ano 1, tu tasa es 2% por debajo de la tasa del pagare. En el Ano 2, es 1% por debajo. A partir del Ano 3, pagas la tasa completa. El constructor financia la diferencia, dandote pagos mas bajos al inicio.
Down payment assistance through Utah Housing provides up to 6% of the purchase price as a second mortgage. This money goes toward your down payment and closing costs, reducing the cash you need upfront. The second mortgage has its own interest rate and monthly payment, but it makes homeownership accessible sooner.
La asistencia para enganche a traves de Utah Housing proporciona hasta el 6% del precio de compra como segunda hipoteca. Este dinero va hacia tu enganche y costos de cierre, reduciendo el efectivo que necesitas por adelantado.
First-time buyer programs help bridge the gap between what you have saved and what you need. Combined with FHA financing and Utah Housing DPA, these programs minimize your out-of-pocket costs and can be the difference between renting and owning your first home.
Los programas para compradores primerizos ayudan a cerrar la brecha entre lo que has ahorrado y lo que necesitas. Combinados con financiamiento FHA y asistencia Utah Housing, minimizan tus gastos de bolsillo y pueden ser la diferencia entre alquilar y ser propietario.
See the Difference
Ve la Diferencia
See how Sego Homes incentives can lower your monthly payment compared to a standard loan.
Ve como los incentivos de Sego Homes pueden reducir tu pago mensual comparado con un prestamo estandar.
* Taxes estimated at $200/mo, insurance at $100/mo. PMI/MIP rates as noted. For illustration only.
* Impuestos estimados en $200/mes, seguro en $100/mes. Tasas PMI/MIP segun se indica. Solo para ilustracion.
Let Felix Vivanco help you take advantage of these builder incentives. Get pre-approved today and start your journey to a brand-new home.
Deja que Felix Vivanco te ayude a aprovechar estos incentivos del constructor. Obten tu pre-aprobacion hoy y comienza tu camino hacia una casa nueva.