Preferred Lender Prestamista Preferido

Visionary Homes

Custom & Semi-Custom New Construction in Utah

Construccion Nueva Personalizada y Semi-Personalizada en Utah

What is Visionary Homes?

Visionary Homes is a Utah-based new construction builder known for quality craftsmanship and thoughtfully designed communities across the state. Whether you are buying your first home or looking for an active-adult lifestyle, Visionary has a community built for the way you want to live.

Que es Visionary Homes?

Visionary Homes es un constructor de viviendas nuevas en Utah conocido por su calidad y comunidades bien disenadas en todo el estado. Ya sea que estes comprando tu primera casa o buscando un estilo de vida para adultos activos, Visionary tiene una comunidad para ti.

Active Communities

Comunidades Activas

Communities across Utah including Tremonton River's Edge, Envision Estates, and the Archibald Estates active adult community.

Comunidades en todo Utah incluyendo Tremonton River's Edge, Envision Estates, y la comunidad para adultos activos Archibald Estates.

Open-Concept Layouts

Planos Abiertos

Modern open-concept floor plans designed for the way families live today, with spacious kitchens, living areas, and main-floor living options.

Planos modernos de concepto abierto disenados para la vida familiar de hoy, con cocinas amplias, areas de estar y opciones de vida en planta principal.

Unfinished Basements

Sotanos sin Terminar

Homes come with unfinished basements, giving you a blank canvas to customize later and keeping your initial purchase price lower.

Las casas incluyen sotanos sin terminar, dandote un lienzo en blanco para personalizar despues y manteniendo tu precio de compra inicial mas bajo.

Main-Floor Living

Vida en Planta Principal

Select models feature main-floor master suites and single-level layouts, perfect for buyers who prefer everything on one level.

Modelos selectos con recamara principal en planta baja y disenos de un solo nivel, perfectos para quienes prefieren todo en un piso.

Semi-Custom Design

Diseno Semi-Personalizado

Choose your lot, floor plan, and design selections. Visionary lets you personalize finishes, cabinets, countertops, and more through their design center.

Elige tu lote, plano y selecciones de diseno. Visionary te permite personalizar acabados, gabinetes, encimeras y mas a traves de su centro de diseno.

Current Visionary Homes Incentives

The "Make Your Move in 2026" program offers exceptional savings for buyers who contract on or after January 5, 2026.

Incentivos Actuales de Visionary Homes

El programa "Haz Tu Movimiento en 2026" ofrece ahorros excepcionales para compradores que firmen contrato a partir del 5 de enero de 2026.

$80K

Total Potential Savings

Ahorros Totales Potenciales

Up to $80,000 in combined savings through the "Make Your Move in 2026" program. Available on contracts signed on or after January 5, 2026.

Hasta $80,000 en ahorros combinados a traves del programa "Haz Tu Movimiento en 2026". Disponible en contratos firmados a partir del 5 de enero de 2026.

Make Your Move 2026 Haz Tu Movimiento 2026
$30K

Design & Closing Credits

Creditos de Diseno y Cierre

Up to $30,000 toward design upgrades, closing costs, or interest rate buydowns. Use it how it helps you most.

Hasta $30,000 para mejoras de diseno, costos de cierre, o reduccion de tasa de interes. Usalo como mas te convenga.

Flexible Use Uso Flexible
4.99%

Preferred Lender Rate

Tasa de Prestamista Preferido

Rates as low as 4.99% when you finance with Felix Vivanco at First Colony Mortgage, the preferred lender for Visionary Homes.

Tasas desde 4.99% al financiar con Felix Vivanco en First Colony Mortgage, el prestamista preferido de Visionary Homes.

Preferred Rate Tasa Preferida
FTB+

First-Time Buyer Stacking

Combinacion para Compradores Primerizos

Pair Visionary incentives with Utah's First-Time Homebuyer Assistance Program for even greater savings on your purchase.

Combina los incentivos de Visionary con el Programa de Asistencia para Compradores Primerizos de Utah para ahorros aun mayores.

Stackable Combinable

What Do These Incentives Mean?

Here is what these numbers actually mean for your home purchase, explained simply.

Que Significan Estos Incentivos?

Esto es lo que estos numeros realmente significan para tu compra de casa, explicado de forma sencilla.

🎨 Design Upgrade Credits

🎨 Creditos para Mejoras de Diseno

When you build with Visionary, you visit their design center to choose finishes: cabinets, countertops, flooring, fixtures. The $30K credit can be applied here so you can upgrade to premium selections without paying out of pocket. Think quartz countertops, hardwood floors, or upgraded appliances at no extra cost to you.

Cuando construyes con Visionary, visitas su centro de diseno para elegir acabados: gabinetes, encimeras, pisos, accesorios. El credito de $30K se puede aplicar aqui para que puedas mejorar a selecciones premium sin pagar de tu bolsillo. Piensa en encimeras de cuarzo, pisos de madera, o electrodomesticos mejorados sin costo extra.

📈 Rate Buydown Explained

📈 Reduccion de Tasa Explicada

A rate buydown means using money upfront to lower your interest rate for the life of the loan. Instead of paying 6.75%, you could lock in at 4.99%. That difference translates directly into a lower monthly payment every single month for 30 years. You can use part of the $30K credit to buy down your rate.

Una reduccion de tasa significa usar dinero por adelantado para bajar tu tasa de interes durante toda la vida del prestamo. En lugar de pagar 6.75%, podrias asegurar una tasa de 4.99%. Esa diferencia se traduce directamente en un pago mensual mas bajo cada mes durante 30 anos. Puedes usar parte del credito de $30K para reducir tu tasa.

💰 The $80K Savings Breakdown

💰 Desglose de los $80K en Ahorros

The $80,000 figure represents the total potential value across all available incentives combined: builder credits, design upgrades, rate savings over the life of the loan, and closing cost assistance. The exact breakdown depends on your home selection, loan amount, and how you choose to allocate the credits. Felix will walk you through the best strategy for your situation.

La cifra de $80,000 representa el valor total potencial de todos los incentivos disponibles combinados: creditos del constructor, mejoras de diseno, ahorros en la tasa durante la vida del prestamo y asistencia con costos de cierre. El desglose exacto depende de tu seleccion de casa, monto del prestamo y como elijas asignar los creditos. Felix te guiara en la mejor estrategia para tu situacion.

🏠 First-Time Buyer Stacking

🏠 Combinacion para Compradores Primerizos

If you are a first-time homebuyer, you may qualify for Utah's First-Time Homebuyer Assistance Program, which can provide additional funds (up to $20,000) toward your down payment or closing costs. This stacks on top of Visionary's incentives, meaning you could have both the builder credits and the state assistance working together to dramatically reduce what you need to bring to closing.

Si eres comprador primerizo, puedes calificar para el Programa de Asistencia para Compradores Primerizos de Utah, que puede proporcionar fondos adicionales (hasta $20,000) para tu enganche o costos de cierre. Esto se suma a los incentivos de Visionary, lo que significa que podrias tener tanto los creditos del constructor como la asistencia estatal trabajando juntos para reducir dramaticamente lo que necesitas traer al cierre.

Hypothetical Payment Comparison

See how Visionary incentives and preferred lender rates can transform your monthly payment on a $400,000 home.

Comparacion Hipotetica de Pagos

Mira como los incentivos de Visionary y las tasas preferenciales pueden transformar tu pago mensual en una casa de $400,000.

Home Price
Precio de Casa
$400,000
Scenario A
Escenario A

Standard 30-Year Fixed

Fijo Estandar a 30 Anos

Rate Tasa 6.75%
Down Payment (5%) Enganche (5%) $20,000
Loan Amount Monto del Prestamo $380,000
Monthly P&I P&I Mensual --
Est. Taxes Impuestos Est. $200
Est. Insurance Seguro Est. $100
Total Payment Pago Total --
Scenario C — First-Time Buyer
Escenario C — Comprador Primerizo

$20K State + $30K Visionary

$20K Estatal + $30K Visionary

Rate Tasa 4.99%
Down Payment (5%) Enganche (5%) $20,000
State Assistance Asistencia Estatal -$20,000
Effective Loan Amount Monto Efectivo del Prestamo $360,000
Monthly P&I P&I Mensual --
Est. Taxes Impuestos Est. $200
Est. Insurance Seguro Est. $100
Total Payment Pago Total --
Monthly Savings vs Standard Ahorros Mensuales vs Estandar --
Annual Savings Ahorros Anuales --

Based on a $400,000 purchase price with 5% down. Taxes and insurance are estimates. Actual payments will vary based on credit score, loan program, and other factors. Scenario C assumes $20,000 state assistance reduces the effective loan balance.

Basado en un precio de compra de $400,000 con 5% de enganche. Impuestos y seguro son estimados. Los pagos reales variaran segun tu puntaje de credito, programa de prestamo y otros factores. El escenario C asume que la asistencia estatal de $20,000 reduce el saldo efectivo del prestamo.

Ready to Build Your Dream Home?

Listo para Construir la Casa de tus Suenos?

Felix Vivanco is the preferred lender for Visionary Homes. Get pre-approved today and take advantage of these limited-time incentives.

Felix Vivanco es el prestamista preferido de Visionary Homes. Obten tu pre-aprobacion hoy y aprovecha estos incentivos por tiempo limitado.