Felix Vivanco

Who Is Felix Vivanco?

Felix Vivanco is a licensed mortgage loan officer based in Lehi, Utah, serving families across the entire state. He leads the Vivanco Mortgage Team at First Colony Mortgage and specializes in helping first-time home buyers, veterans, and Spanish-speaking families find the right home financing.

With over six years in mortgage lending and hundreds of closed loans, Felix brings deep local expertise in Utah's housing market, down payment assistance programs, and every major loan type: FHA, VA, USDA, conventional, jumbo, and medical professional loans.

Education and Credentials

What Felix Specializes In

• First-time home buyer programs — FHA, Utah Housing, and down payment assistance grants
• FHA loans — Low down payment options starting at 3.5%
• VA loans — Zero-down financing for veterans and active military
• USDA loans — Zero-down financing for eligible rural and suburban areas in Utah
• Conventional loans — Competitive rates for qualified borrowers
• Jumbo loans — Financing for higher-priced properties
• Medical professional loans — Specialized programs for doctors, dentists, and medical residents
• Down payment assistance — Utah Housing, American Dream, and county-specific grant programs
• Refinancing — Rate-and-term refinance, cash-out refinance, and streamline options
• HELOC — Home equity lines of credit for existing homeowners
• New construction financing — Working with Utah builders like Edge Homes, Fieldstone, and Visionary
• Bilingual service — Full mortgage process available in English and Spanish

Areas Served

Felix serves borrowers throughout Utah, with deep experience in the Wasatch Front and Utah County markets. His clients come from communities including Lehi, Provo, Orem, Salt Lake City, West Jordan, Eagle Mountain, Saratoga Springs, Spanish Fork, Springville, American Fork, Pleasant Grove, Draper, Sandy, Herriman, Riverton, South Jordan, and beyond.

Why Clients Work With Felix

Felix maintains a 5.0-star rating across 106 Google reviews. Clients consistently highlight his responsiveness, his ability to explain complex mortgage concepts in plain language, and his commitment to finding the best program for each family's unique financial situation.

As a bilingual loan officer fluent in both English and Spanish, Felix removes language barriers from the mortgage process. He has helped hundreds of Hispanic and Latino families achieve homeownership in Utah, many of them first-generation buyers.

Felix's background in economics (University of Utah) and business (BYU MBA) gives him the analytical skills to structure loans efficiently and the communication skills to make the process clear for every borrower.

Published Articles by Felix Vivanco

Felix regularly publishes educational content about Utah mortgages, home buying, and personal finance. Here are some of his most popular guides:

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