Representative examples inspired by common themes across our 106 Google reviews.
As a first-time home buyer, I had so many questions and Felix answered every single one with patience. He walked us through the entire process step by step and even helped us find a down payment assistance program we didn't know existed. We closed on time and under budget.
Felix helped me use my VA loan benefit and made a process I thought would be complicated feel effortless. He was responsive to every text and call, even on weekends. Highly recommend him to any veteran looking to buy in Utah.
We refinanced our home with Felix and saved over $300 per month. He found us a rate we didn't think was possible and handled all the paperwork quickly. The whole thing took less than three weeks from start to finish.
Felix nos ayudó a comprar nuestra primera casa y todo el proceso fue en español. Nos explicó cada documento y cada paso con mucha paciencia. Mi familia y yo estamos muy agradecidos. Lo recomendamos al 100%.
We built a new construction home in Utah County and Felix coordinated with our builder on every draw and deadline. He made a complicated build process simple. His rates were also more competitive than two other lenders we quoted.
I was nervous about buying my first home as a single mom, but Felix made me feel confident every step of the way. He explained everything in plain language and always answered my calls, even after hours. I truly felt like a priority.
Felix got us pre-approved in less than 24 hours and we were under contract within a week. His speed and communication are unmatched. This is the second time I have used him and I will keep coming back for every transaction.
We were relocating to Utah from out of state and Felix handled everything remotely. He was proactive about sending updates and made sure we understood Utah-specific programs available to us. Closing was seamless.
Gracias a Felix pudimos comprar nuestra casa con un programa de asistencia para el enganche. Todo fue explicado en español y siempre estuvo disponible para resolver nuestras dudas. Un profesional increíble.
I compared rates with four different lenders and Felix came in the lowest every time. Beyond the rate, his communication was top tier. I always knew where I stood in the process and never had to chase anyone down for updates.
Felix helped my husband and me understand exactly what we could afford before we even started looking at homes. His honesty and transparency set him apart from other lenders we spoke with. We felt zero pressure throughout the entire process.
I used Felix for a new construction loan and he stayed on top of every milestone with the builder. The coordination between his team, the title company, and the builder was flawless. Already recommending him to friends building in Eagle Mountain.
The testimonials above are representative examples inspired by common themes found across our Google reviews. They are not verbatim quotes from specific individuals. For actual client reviews, please visit our Google Business profile.
Felix Vivanco (NMLS #2002977) is a licensed loan originator with First Colony Mortgage (NMLS #3112). He specializes in helping Utah families navigate conventional, FHA, VA, and USDA loan programs with transparent, competitive pricing.
Many of our five-star reviews come from first-time home buyers in Utah who felt guided through every step. Felix takes extra time to explain pre-approval, inspections, appraisals, and closing so nothing comes as a surprise.
Felix serves Utah's Spanish-speaking community with the same care and clarity. Every document, phone call, and meeting can be conducted entirely in Spanish, making homeownership accessible to more families.
Utah offers several down payment assistance programs that many buyers don't know about. Felix helps qualified borrowers access grants and second-lien programs that reduce out-of-pocket costs at closing.
A recurring theme in our reviews is Felix's speed. Pre-approvals often come back the same day. Texts and calls are returned quickly, including evenings and weekends, because buying a home doesn't follow a 9-to-5 schedule.
With 106 Google reviews and a perfect 5.0 rating, the Vivanco Mortgage Team has built a reputation on results. Our clients return for refinances, investment properties, and new construction — and they refer their family and friends.
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