Box Elder County Housing Market
Box Elder County's housing market is among the most affordable in Utah, with a median home price around $340,000. Brigham City, the county seat, is the commercial hub and largest community. Tremonton, about 30 miles further north along I-15, serves the county's northern agricultural region. Smaller communities like Perry, Willard, Garland, Bear River City, and Honeyville round out the county's housing options.
The county's economy is anchored by aerospace and defense — Northrop Grumman operates a major rocket motor manufacturing facility near Promontory, where the company produces solid rocket boosters. Agriculture, manufacturing, and healthcare also contribute significantly to local employment. The area is known for the Bear River Migratory Bird Refuge and Golden Spike National Historical Park, where the transcontinental railroad was completed in 1869.
Brigham City is approximately 25 miles north of Ogden and about 65 miles north of Salt Lake City, making it accessible for commuters along the I-15 corridor. The county's combination of low home prices and USDA eligibility makes it appealing for first-time buyers and families seeking affordable homeownership.
Down Payment Assistance & USDA Loans in Box Elder County
Utah Housing Corporation's statewide DPA programs are available to eligible buyers in Box Elder County, pairing a first mortgage with a grant or low-interest second mortgage. Many areas in Box Elder County may also qualify for USDA zero-down financing due to the county's rural character — check current USDA eligibility maps for details. The combination of affordable prices and zero-down options makes homeownership highly accessible here.
Cities We Serve in Box Elder County
Loan Programs Available in Box Elder County
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
USDA Loans
Zero down in eligible rural areas
Down Payment Assistance
Grants & programs to reduce costs
Utah Housing Programs
State-sponsored loans & DPA
First-Time Buyer Programs
Special programs for new buyers
Your Box Elder County Mortgage Lender
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) who serves homebuyers across Box Elder County. With over six years of experience and more than 100 five-star Google reviews, Felix helps buyers navigate FHA, VA, USDA, and conventional loans, as well as down payment assistance programs. He is bilingual in English and Spanish.
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Frequently Asked Questions
What types of mortgage loans are available in Box Elder County?
Box Elder County buyers can access FHA loans (3.5% down), conventional loans (as low as 3% down), VA loans for veterans and active military (zero down), and USDA loans for eligible rural areas (zero down). Many areas in Box Elder County qualify for USDA financing.
Is Box Elder County eligible for USDA loans?
Many areas in Box Elder County may qualify for USDA financing, which offers zero-down-payment loans for eligible buyers. The county's rural character makes USDA a strong option. Check current USDA eligibility maps for the most up-to-date boundary information.
What is the median home price in Box Elder County?
The median home price in Box Elder County is approximately $340,000, making it one of the most affordable counties in Utah. Brigham City and Tremonton are the primary housing markets.
Are there down payment assistance programs for Box Elder County buyers?
Utah Housing Corporation's statewide DPA programs are available to eligible buyers in Box Elder County. These programs pair a first mortgage with a grant or low-interest second mortgage to cover down payment and closing costs. Income and purchase price limits apply.
What is the job market like in Box Elder County?
Box Elder County's economy includes aerospace and defense (Northrop Grumman operates a major facility near Promontory), agriculture, manufacturing, and healthcare. Brigham City is the county's commercial hub. Some residents commute south to Ogden or Logan for work.
How far is Brigham City from Ogden and Salt Lake City?
Brigham City is approximately 25 miles north of Ogden (about 25–30 minutes via I-15) and roughly 65 miles north of Salt Lake City (about 55–65 minutes). Tremonton is further north, about 45 minutes from Ogden.
Ready to Buy a Home in Box Elder County?
Get pre-approved or schedule a free consultation with Felix Vivanco.