Cache County Housing Market
Cache County's median home price is around $380,000, well below the Wasatch Front average. Logan drives the market with university-related demand. The valley is somewhat isolated from the I-15 corridor, keeping prices lower. New construction is available in North Logan and Nibley.
Down Payment Assistance in Cache County: USDA zero-down eligible
USDA loans are widely available in Cache County — many areas qualify for zero-down financing. Utah Housing programs available. FHA loans popular for first-time buyers. Cache County has its own modest DPA programs.
Cities We Serve in Cache County
Loan Programs Available in Cache County
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
USDA Loans
Zero down in eligible rural areas
Down Payment Assistance
Grants & programs to reduce costs
Utah Housing Programs
State-sponsored loans & DPA
Your Cache County Mortgage Lender
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) based in Lehi, Utah. With over six years of experience and 106 five-star Google reviews, Felix specializes in finding the right loan program and down payment assistance for families across Cache County. He is bilingual in English and Spanish.
Learn more about Felix Vivanco →
Frequently Asked Questions — Cache County Mortgages
What is the median home price in Cache County?
The median home price in Cache County is approximately $380,000, well below the Wasatch Front average. Logan drives the market with university-related demand, while surrounding towns like Nibley and North Logan offer new construction options.
Is Cache County USDA eligible?
Yes, many areas in Cache County qualify for USDA zero-down financing, making it one of the strongest USDA markets in Utah. However, not all addresses are eligible — check the USDA eligibility maps or contact Felix to verify your specific property.
What down payment assistance programs cover Cache County?
Utah Housing programs are available statewide, including in Cache County. Cache County has its own modest DPA programs as well. USDA loans, which require zero down payment, are widely available in this area and serve as a form of built-in assistance.
Does Felix Vivanco serve northern Utah?
Yes. Felix Vivanco (NMLS #2002977) is licensed to serve all of Utah, including Cache County and the Logan area. He is based in Lehi but works remotely with clients across the state, and is bilingual in English and Spanish.
Ready to Buy a Home in Cache County?
Get pre-approved or schedule a free consultation with Felix Vivanco.