Clearfield Housing Market
Clearfield offers the most affordable housing in Davis County, making it ideal for first-time buyers and military families using VA loans. The proximity to Hill AFB creates consistent demand. The housing stock is a mix of older established homes and some newer developments.
Mortgage Programs Available in Clearfield
Davis County DPA, Utah Housing, FHA, VA (very popular due to Hill AFB proximity), conventional. The affordable prices make assistance programs extremely effective here.
Loan Options for Clearfield Home Buyers
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
Down Payment Assistance
Grants & programs to reduce costs
First-Time Buyer Programs
Special programs for new buyers
Why Work With Felix Vivanco in Clearfield?
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) based in Lehi, Utah — right in the heart of the Wasatch Front. With over six years of experience and 106 five-star Google reviews, Felix has helped hundreds of Utah families navigate the mortgage process. He specializes in finding the right loan program and down payment assistance for each client's unique situation.
Felix is bilingual in English and Spanish, making the mortgage process accessible to Clearfield's diverse community. Whether you're a first-time buyer, veteran, or looking to refinance, Felix will find the best rate and program for you.
Learn more about Felix Vivanco →
Frequently Asked Questions — Clearfield Mortgages
What is the median home price in Clearfield?
The median home price in Clearfield is approximately $380,000, the most affordable in Davis County.
Are VA loans popular in Clearfield?
Very popular. The proximity to Hill Air Force Base means many buyers are active-duty military or veterans using VA loans with 0% down payment. Felix has extensive experience with VA financing.
Is Clearfield good for first-time buyers?
Excellent. The affordable prices combined with DPA programs, FHA loans, and VA benefits make Clearfield one of the best entry points into Davis County homeownership.
How close is Clearfield to Hill AFB?
Clearfield borders Hill Air Force Base. Many military families choose Clearfield for the short commute and affordable housing options.
Does Felix speak Spanish?
Yes. Felix Vivanco is bilingual and provides complete mortgage services in both English and Spanish.
Ready to Buy a Home in Clearfield?
Get pre-approved or schedule a free consultation with Felix Vivanco.