Eagle Mountain Housing Market
Eagle Mountain's appeal is driven by affordability and new construction from builders like Edge Homes and DR Horton. The Pony Express Parkway connects to I-15 and Lehi's tech corridor. Growth is rapid, and home values have appreciated significantly over the past five years.
Mortgage Programs Available in Eagle Mountain
USDA loans available in many Eagle Mountain areas — zero down payment required. Utah County DPA up to $40,000. Utah Housing programs. FHA from 3.5% down. This is one of the best cities in Utah for combining USDA eligibility with new construction.
Loan Options for Eagle Mountain Home Buyers
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
USDA Loans
Zero down in eligible rural areas
Down Payment Assistance
Grants & programs to reduce costs
First-Time Buyer Programs
Special programs for new buyers
Why Work With Felix Vivanco in Eagle Mountain?
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) based in Lehi, Utah — right in the heart of the Wasatch Front. With over six years of experience and 106 five-star Google reviews, Felix has helped hundreds of Utah families navigate the mortgage process. He specializes in finding the right loan program and down payment assistance for each client's unique situation.
Felix is bilingual in English and Spanish, making the mortgage process accessible to Eagle Mountain's diverse community. Whether you're a first-time buyer, veteran, or looking to refinance, Felix will find the best rate and program for you.
Learn more about Felix Vivanco →
Frequently Asked Questions — Eagle Mountain Mortgages
What is the median home price in Eagle Mountain?
The median home price in Eagle Mountain is approximately $450,000, which is below the Utah County average. The city's affordability and abundance of new construction make it attractive to first-time buyers and young families.
Is Eagle Mountain USDA eligible?
Some areas in Eagle Mountain may qualify for USDA rural development loans, which require zero down payment. Eligibility depends on the specific property address and can change as the city grows. Always verify a property's eligibility on the USDA eligibility maps or contact Felix Vivanco for help.
What's driving growth in Eagle Mountain?
Eagle Mountain is one of Utah's fastest-growing cities, driven by affordable new construction, proximity to Lehi's tech corridor via Pony Express Parkway, and family-friendly master-planned communities. Home values have appreciated significantly over the past five years.
What DPA is available for Eagle Mountain buyers?
Eagle Mountain buyers can access Utah County DPA of up to $40,000 at 0% interest with deferred payments. Utah Housing Corporation programs like FirstHome and Score also offer below-market rates and additional assistance. Qualifying areas may also allow combining USDA financing with DPA.
Ready to Buy a Home in Eagle Mountain?
Get pre-approved or schedule a free consultation with Felix Vivanco.