Kearns Housing Market
Kearns has the most affordable single-family housing in the Salt Lake Valley, making it a prime market for first-time buyers and FHA borrowers. The homes are primarily from the 1950s-1970s on decent-sized lots. The Olympic Oval and nearby parks add recreational value.
Mortgage Programs Available in Kearns
Salt Lake County DPA, Utah Housing, FHA with 3.5% down, VA, conventional. The low price point means assistance programs can cover most or all of the down payment for many buyers.
Loan Options for Kearns Home Buyers
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
Down Payment Assistance
Grants & programs to reduce costs
First-Time Buyer Programs
Special programs for new buyers
Why Work With Felix Vivanco in Kearns?
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) based in Lehi, Utah — right in the heart of the Wasatch Front. With over six years of experience and 106 five-star Google reviews, Felix has helped hundreds of Utah families navigate the mortgage process. He specializes in finding the right loan program and down payment assistance for each client's unique situation.
Felix is bilingual in English and Spanish, making the mortgage process accessible to Kearns's diverse community. Whether you're a first-time buyer, veteran, or looking to refinance, Felix will find the best rate and program for you.
Learn more about Felix Vivanco →
Frequently Asked Questions — Kearns Mortgages
What is the median home price in Kearns?
The median home price in Kearns is approximately $390,000, among the most affordable in the entire Salt Lake Valley for single-family homes.
Is Kearns a good place for first-time buyers?
Yes. Kearns is one of the best entry points into Salt Lake County homeownership. The affordable prices combined with DPA programs and FHA loans mean many first-time buyers can purchase with very little money down.
What's the Utah Olympic Oval?
The Utah Olympic Oval in Kearns hosted speed skating events during the 2002 Winter Olympics. It remains a world-class facility open to the public for skating, hockey, and fitness.
What are the schools like?
Kearns is served by the Granite School District. Kearns High School and the surrounding elementary schools serve the community.
Does Felix speak Spanish?
Yes. Felix Vivanco is bilingual and offers complete mortgage services in both English and Spanish.
Ready to Buy a Home in Kearns?
Get pre-approved or schedule a free consultation with Felix Vivanco.