Ogden Housing Market
Ogden has experienced significant revitalization in recent years. The downtown area attracts young professionals, while established neighborhoods offer affordable family homes. The city's proximity to Snowbasin and Powder Mountain ski resorts adds recreational appeal.
Mortgage Programs Available in Ogden
Weber County DPA programs ($3K-$10K). Own in Ogden program. Utah Housing FirstHome and Score loans. FHA loans are popular due to affordability. USDA eligible areas nearby. First-time buyer grants available.
Loan Options for Ogden Home Buyers
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
USDA Loans
Zero down in eligible rural areas
Down Payment Assistance
Grants & programs to reduce costs
First-Time Buyer Programs
Special programs for new buyers
Why Work With Felix Vivanco in Ogden?
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) based in Lehi, Utah — right in the heart of the Wasatch Front. With over six years of experience and 106 five-star Google reviews, Felix has helped hundreds of Utah families navigate the mortgage process. He specializes in finding the right loan program and down payment assistance for each client's unique situation.
Felix is bilingual in English and Spanish, making the mortgage process accessible to Ogden's diverse community. Whether you're a first-time buyer, veteran, or looking to refinance, Felix will find the best rate and program for you.
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Ready to Buy a Home in Ogden?
Get pre-approved or schedule a free consultation with Felix Vivanco.