Ogden Housing Market
Ogden has experienced significant revitalization in recent years. The downtown area attracts young professionals, while established neighborhoods offer affordable family homes. The city's proximity to Snowbasin and Powder Mountain ski resorts adds recreational appeal.
Mortgage Programs Available in Ogden
Weber County DPA programs ($3K-$10K). Own in Ogden program. Utah Housing FirstHome and Score loans. FHA loans are popular due to affordability. USDA eligible areas nearby. First-time buyer grants available.
Loan Options for Ogden Home Buyers
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
USDA Loans
Zero down in eligible rural areas
Down Payment Assistance
Grants & programs to reduce costs
First-Time Buyer Programs
Special programs for new buyers
Why Work With Felix Vivanco in Ogden?
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) based in Lehi, Utah — right in the heart of the Wasatch Front. With over six years of experience and 106 five-star Google reviews, Felix has helped hundreds of Utah families navigate the mortgage process. He specializes in finding the right loan program and down payment assistance for each client's unique situation.
Felix is bilingual in English and Spanish, making the mortgage process accessible to Ogden's diverse community. Whether you're a first-time buyer, veteran, or looking to refinance, Felix will find the best rate and program for you.
Learn more about Felix Vivanco →
Frequently Asked Questions — Ogden Mortgages
What is the median home price in Ogden?
The median home price in Ogden is approximately $380,000, making it one of the most affordable cities along Utah's Wasatch Front. Prices vary by neighborhood, with downtown Ogden and east-bench areas trending higher.
What down payment assistance programs are available in Ogden?
Ogden buyers can access Weber County DPA programs ranging from $3,000 to $10,000, plus the Own in Ogden program for city purchases. Utah Housing FirstHome and Score loans are also available statewide.
Does Ogden qualify for USDA loans?
Parts of Weber County near Ogden may qualify for USDA zero-down financing, particularly in more rural areas east and north of the city. Not all addresses are eligible, so check the USDA eligibility maps or contact Felix to verify your specific property.
Is Ogden good for VA loan buyers?
Yes. Ogden's proximity to Hill Air Force Base makes it a popular area for active-duty military and veterans. VA loans offer zero down payment and no monthly mortgage insurance, and Felix has extensive experience with VA financing in the Ogden area.
Does Felix Vivanco serve Ogden?
Yes. Felix Vivanco (NMLS #2002977) is based in Lehi, Utah, and serves clients throughout the state, including Ogden and all of Weber County. He is bilingual in English and Spanish.
Ready to Buy a Home in Ogden?
Get pre-approved or schedule a free consultation with Felix Vivanco.