Orem Housing Market
Orem's housing stock includes a mix of 1970s-90s established homes and newer infill developments. The University Parkway corridor continues to see commercial and residential growth. Buyers here often compare FHA and conventional options.
Mortgage Programs Available in Orem
Utah County DPA up to $40,000. Utah Housing programs. FHA loans from 3.5% down. Conventional 97 with 3% down for strong credit buyers.
Loan Options for Orem Home Buyers
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
USDA Loans
Zero down in eligible rural areas
Down Payment Assistance
Grants & programs to reduce costs
First-Time Buyer Programs
Special programs for new buyers
Why Work With Felix Vivanco in Orem?
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) based in Lehi, Utah — right in the heart of the Wasatch Front. With over six years of experience and 106 five-star Google reviews, Felix has helped hundreds of Utah families navigate the mortgage process. He specializes in finding the right loan program and down payment assistance for each client's unique situation.
Felix is bilingual in English and Spanish, making the mortgage process accessible to Orem's diverse community. Whether you're a first-time buyer, veteran, or looking to refinance, Felix will find the best rate and program for you.
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Ready to Buy a Home in Orem?
Get pre-approved or schedule a free consultation with Felix Vivanco.