Roy Housing Market
Roy's market is one of the most affordable on the entire Wasatch Front. The housing stock is primarily established single-family homes with good lot sizes. The proximity to Hill AFB creates consistent demand, particularly for VA-eligible buyers. Roy is a strong market for FHA and first-time buyer programs.
Mortgage Programs Available in Roy
Weber County DPA, Utah Housing, FHA, VA (extremely popular), conventional. The low prices mean most assistance programs can cover the entire down payment.
Loan Options for Roy Home Buyers
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
Down Payment Assistance
Grants & programs to reduce costs
First-Time Buyer Programs
Special programs for new buyers
Why Work With Felix Vivanco in Roy?
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) based in Lehi, Utah — right in the heart of the Wasatch Front. With over six years of experience and 106 five-star Google reviews, Felix has helped hundreds of Utah families navigate the mortgage process. He specializes in finding the right loan program and down payment assistance for each client's unique situation.
Felix is bilingual in English and Spanish, making the mortgage process accessible to Roy's diverse community. Whether you're a first-time buyer, veteran, or looking to refinance, Felix will find the best rate and program for you.
Learn more about Felix Vivanco →
Frequently Asked Questions — Roy Mortgages
What is the median home price in Roy?
The median home price in Roy is approximately $370,000, among the most affordable on the entire Wasatch Front.
Are VA loans popular in Roy?
Very popular. Roy is adjacent to Hill Air Force Base and has a large military community. VA loans with 0% down and no PMI are the most common loan type. Felix specializes in VA financing.
Is Roy good for first-time buyers?
Excellent. The affordable prices combined with FHA, VA, DPA, and Utah Housing programs make Roy one of the easiest markets to break into on the Wasatch Front.
What's the community like?
Roy has a strong military-connected community with good schools, parks, and a practical suburban atmosphere. It's a down-to-earth city focused on family living.
Does Felix speak Spanish?
Yes. Felix Vivanco provides complete bilingual mortgage services.
Ready to Buy a Home in Roy?
Get pre-approved or schedule a free consultation with Felix Vivanco.