Salt Lake City Housing Market
Salt Lake City's market is competitive, with limited inventory in established neighborhoods. The westside (Rose Park, Glendale, Poplar Grove) offers more affordable options and has seen significant appreciation. Downtown and the east bench command premium prices. The city's light rail and transit options make outlying neighborhoods attractive.
Mortgage Programs Available in Salt Lake City
Salt Lake County DPA of up to $20,000 for first-time buyers. Utah Housing programs statewide. Salt Lake City has additional municipal programs for income-qualified buyers. FHA loans are widely used here.
Loan Options for Salt Lake City Home Buyers
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
USDA Loans
Zero down in eligible rural areas
Down Payment Assistance
Grants & programs to reduce costs
First-Time Buyer Programs
Special programs for new buyers
Why Work With Felix Vivanco in Salt Lake City?
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) based in Lehi, Utah — right in the heart of the Wasatch Front. With over six years of experience and 106 five-star Google reviews, Felix has helped hundreds of Utah families navigate the mortgage process. He specializes in finding the right loan program and down payment assistance for each client's unique situation.
Felix is bilingual in English and Spanish, making the mortgage process accessible to Salt Lake City's diverse community. Whether you're a first-time buyer, veteran, or looking to refinance, Felix will find the best rate and program for you.
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Ready to Buy a Home in Salt Lake City?
Get pre-approved or schedule a free consultation with Felix Vivanco.