Tooele County Housing Market
Tooele County sits just west of the Salt Lake Valley, connected by I-80 and SR-36. The county has grown significantly as a bedroom community for Salt Lake City, offering homes at price points well below the Wasatch Front average. The median home price is approximately $400,000, with new construction activity in Tooele, Grantsville, and the Stansbury Park area.
The county's economy includes military installations (Tooele Army Depot and Dugway Proving Ground), manufacturing, and a growing retail and service sector. Stansbury Park and Lake Point offer the shortest commutes to Salt Lake City (25–30 minutes), while Tooele and Grantsville are about 35–45 minutes from downtown Salt Lake. Erda, a rural community between Tooele and Stansbury Park, has seen increasing development pressure.
Down Payment Assistance & VA Loans in Tooele County
Utah Housing Corporation's statewide DPA programs are available to eligible buyers in Tooele County, pairing a first mortgage with a grant or low-interest second mortgage. VA loans are particularly relevant given the county's military presence — eligible veterans and active-duty service members can purchase with zero down and no PMI. Many areas in Tooele County may also qualify for USDA zero-down financing — check current USDA eligibility maps for details.
Cities We Serve in Tooele County
Loan Programs Available in Tooele County
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
USDA Loans
Zero down in eligible rural areas
Down Payment Assistance
Grants & programs to reduce costs
Utah Housing Programs
State-sponsored loans & DPA
First-Time Buyer Programs
Special programs for new buyers
Your Tooele County Mortgage Lender
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) who serves homebuyers across Tooele County. With over six years of experience and more than 100 five-star Google reviews, Felix specializes in finding the right loan program — including VA loans for military families and USDA loans for rural areas. He is bilingual in English and Spanish.
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Frequently Asked Questions
What types of mortgage loans are available in Tooele County?
Tooele County buyers can access FHA loans (3.5% down), conventional loans (as low as 3% down), VA loans for veterans and active military (zero down), and USDA loans for eligible rural areas (zero down). VA loans are particularly relevant given the military presence at Tooele Army Depot and Dugway Proving Ground.
Is Tooele County eligible for USDA loans?
Many areas in Tooele County may qualify for USDA financing, which offers zero-down-payment loans for eligible buyers. Check current USDA eligibility maps for the most up-to-date boundary information, as eligible areas can change.
Are VA loans available for military families in Tooele County?
Yes. VA loans are available to eligible veterans, active-duty service members, and qualifying surviving spouses. Tooele County has a significant military community connected to Tooele Army Depot and Dugway Proving Ground. VA loans offer zero down payment, no private mortgage insurance, and competitive rates.
What is the median home price in Tooele County?
The median home price in Tooele County is approximately $400,000, making it one of the more affordable options near the Salt Lake Valley. Tooele, Grantsville, and Stansbury Park are the primary housing markets.
Are there down payment assistance programs for Tooele County buyers?
Utah Housing Corporation's statewide DPA programs are available to eligible buyers in Tooele County. These programs pair a first mortgage with a grant or low-interest second mortgage to cover down payment and closing costs. Income and purchase price limits apply.
How far is Tooele from Salt Lake City?
Tooele is approximately 35 miles west of Salt Lake City via I-80 and SR-36, with a typical commute of 35–45 minutes. Stansbury Park and Lake Point are closer to Salt Lake, about 25–30 minutes. Many Tooele County residents commute to Salt Lake Valley for work.
Ready to Buy a Home in Tooele County?
Get pre-approved or schedule a free consultation with Felix Vivanco.