Wasatch County Housing Market
Wasatch County's housing market is anchored by Heber City, the county seat, and Midway, known for its Swiss-style architecture and natural hot springs. The median home price is approximately $650,000, driven by the area's recreational amenities and proximity to both Park City (about 20 minutes via US-40) and the Salt Lake Valley.
The county has experienced significant growth as remote work has expanded and more families seek mountain living within commuting distance of the Wasatch Front. New construction has increased in Heber City and surrounding areas, though housing supply remains tight relative to demand. Smaller communities like Charleston, Daniel, and Wallsburg offer more rural settings at varying price points.
Down Payment Assistance for Wasatch County Buyers
Utah Housing Corporation's statewide DPA programs are available to eligible buyers in Wasatch County. These programs pair a first mortgage with a grant or low-interest second mortgage to cover your down payment and closing costs. Income and purchase price limits apply. Some areas in Wasatch County may also qualify for USDA zero-down financing — check current USDA eligibility maps for details.
Cities We Serve in Wasatch County
Loan Programs Available in Wasatch County
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
USDA Loans
Zero down in eligible rural areas
Down Payment Assistance
Grants & programs to reduce costs
Utah Housing Programs
State-sponsored loans & DPA
First-Time Buyer Programs
Special programs for new buyers
Your Wasatch County Mortgage Lender
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) who serves homebuyers across Wasatch County. With over six years of experience and more than 100 five-star Google reviews, Felix helps buyers navigate FHA, VA, USDA, and conventional loans, as well as down payment assistance programs. He is bilingual in English and Spanish.
Learn more about Felix Vivanco →
Frequently Asked Questions
What types of mortgage loans are available in Wasatch County?
Wasatch County buyers can access FHA loans (3.5% down), conventional loans (as low as 3% down), VA loans for veterans and active military (zero down), and USDA loans for eligible rural areas. Some areas in Wasatch County may qualify for USDA financing.
What is the median home price in Wasatch County?
The median home price in Wasatch County is approximately $650,000. Heber City and Midway make up the primary housing market, with prices influenced by the area's recreation amenities and proximity to both Park City and the Salt Lake Valley.
Are there USDA-eligible areas in Wasatch County?
Some areas in Wasatch County may qualify for USDA financing, which offers zero-down-payment loans. Check current USDA eligibility maps for the most up-to-date boundary information, as eligible areas can change over time.
Can I commute from Heber City to Salt Lake City?
Yes. Many Wasatch County residents commute to the Salt Lake Valley or Park City for work. US-40 connects Heber City to Park City (about 20 minutes), and US-189 through Provo Canyon connects to Utah County. The commute to downtown Salt Lake City is approximately 45–55 minutes depending on route and conditions.
Are there down payment assistance programs for Wasatch County buyers?
Utah Housing Corporation's statewide DPA programs are available to eligible buyers in Wasatch County. These programs pair a first mortgage with a grant or low-interest second mortgage. Income and purchase price limits apply.
Ready to Buy a Home in Wasatch County?
Get pre-approved or schedule a free consultation with Felix Vivanco.