Davis County Housing Market
Davis County's median home price is around $490,000. The county offers a range from starter homes in Clearfield and Clinton to premium properties in Bountiful and Farmington. Station Park in Farmington has become a regional commercial hub. The Frontrunner commuter rail connects Davis County to Salt Lake and Provo.
Down Payment Assistance in Davis County: Up to $50,000
Davis County offers one of the strongest DPA programs in Utah — up to $50,000 at 1% interest with no monthly payments. Utah Housing programs available. VA loans are particularly common due to Hill Air Force Base. FHA and conventional options. Some areas near the Great Salt Lake have USDA eligibility.
Cities We Serve in Davis County
Loan Programs Available in Davis County
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
USDA Loans
Zero down in eligible rural areas
Down Payment Assistance
Grants & programs to reduce costs
Utah Housing Programs
State-sponsored loans & DPA
Your Davis County Mortgage Lender
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) based in Lehi, Utah. With over six years of experience and 106 five-star Google reviews, Felix specializes in finding the right loan program and down payment assistance for families across Davis County. He is bilingual in English and Spanish.
Learn more about Felix Vivanco →
Frequently Asked Questions — Davis County Mortgages
What is the median home price in Davis County?
The median home price in Davis County is approximately $490,000. Starter homes in Clearfield and Clinton are more affordable, while Bountiful and Farmington tend to have higher price points.
What down payment assistance programs cover Davis County?
Davis County offers one of the strongest DPA programs in Utah — up to $50,000 at 1% interest with no monthly payments. Utah Housing programs are also available statewide for additional assistance.
Is Davis County good for VA loan buyers?
Yes. Davis County is home to Hill Air Force Base, one of the largest employers in Utah. VA loans are very common in the area, offering zero down payment and no monthly mortgage insurance for eligible veterans and active-duty service members.
Are there USDA-eligible areas in Davis County?
Some areas in Davis County near the Great Salt Lake may qualify for USDA zero-down financing. Eligibility varies by address, so check the USDA eligibility maps or contact Felix to verify whether a specific property qualifies.
Ready to Buy a Home in Davis County?
Get pre-approved or schedule a free consultation with Felix Vivanco.