Salt Lake County Housing Market
The Salt Lake County housing market is the most competitive in Utah, with a median home price around $520,000. Inventory is tight in established neighborhoods, while western suburbs continue new development. The county benefits from strong job growth, particularly in the tech sector along the I-15 corridor.
Down Payment Assistance in Salt Lake County: Up to $20,000
Salt Lake County Community Development offers up to $20,000 in down payment assistance for first-time buyers meeting income requirements. Utah Housing Corporation programs (FirstHome, Score, NoMI) are available countywide. FHA loans are widely used, and some western areas may have USDA eligibility. Salt Lake City has additional municipal DPA programs.
Cities We Serve in Salt Lake County
Salt Lake City
West Jordan
Sandy
Draper
South Jordan
Herriman
Midvale
Murray
Taylorsville
Riverton
Cottonwood Heights
Loan Programs Available in Salt Lake County
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
USDA Loans
Zero down in eligible rural areas
Down Payment Assistance
Grants & programs to reduce costs
Utah Housing Programs
State-sponsored loans & DPA
Your Salt Lake County Mortgage Lender
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) based in Lehi, Utah. With over six years of experience and 106 five-star Google reviews, Felix specializes in finding the right loan program and down payment assistance for families across Salt Lake County. He is bilingual in English and Spanish.
Learn more about Felix Vivanco →
Frequently Asked Questions — Salt Lake County Mortgages
What is the median home price in Salt Lake County?
The median home price in Salt Lake County is approximately $520,000, though prices vary widely by city. Western suburbs like West Jordan and Herriman tend to be more affordable, while Draper and east-side neighborhoods command higher prices.
What DPA programs cover Salt Lake County?
Salt Lake County Community Development offers up to $20,000 in down payment assistance for first-time buyers who meet income requirements. Utah Housing Corporation programs (FirstHome, Score, NoMI) are available countywide, and Salt Lake City has additional municipal DPA programs.
How many cities does Felix serve in Salt Lake County?
Felix Vivanco serves all cities and communities throughout Salt Lake County, including Salt Lake City, West Jordan, Sandy, Draper, South Jordan, Herriman, Midvale, Murray, Taylorsville, Riverton, and Cottonwood Heights. He is based in nearby Lehi.
Are any parts of Salt Lake County USDA eligible?
Generally no. Salt Lake County is classified as an urban county, and its cities do not qualify for USDA Rural Development loans. Buyers looking for zero-down options should consider VA loans (for eligible veterans) or DPA programs that effectively reduce or eliminate the down payment.
Ready to Buy a Home in Salt Lake County?
Get pre-approved or schedule a free consultation with Felix Vivanco.