Utah County Housing Market
Utah County's median home price is around $480,000, with significant variation by city. The western growth corridor (Eagle Mountain, Saratoga Springs) offers the most affordable new construction, while Lehi and American Fork benefit from proximity to the tech corridor. USDA-eligible areas exist in several cities.
Down Payment Assistance in Utah County: Up to $40,000
Utah County offers up to $40,000 in down payment assistance at 0% interest with deferred payments — one of the most generous county programs in the state. Utah Housing programs are available. Many cities have USDA-eligible zones. FHA, conventional, and VA loans all serve this market.
Cities We Serve in Utah County
Lehi
Provo
Orem
American Fork
Eagle Mountain
Saratoga Springs
Spanish Fork
Springville
Pleasant Grove
Lindon
Payson
Mapleton
Highland
Alpine
Loan Programs Available in Utah County
FHA Loans
3.5% down, credit scores from 580+
Conventional Loans
As low as 3% down, competitive rates
VA Loans
Zero down for veterans & military
USDA Loans
Zero down in eligible rural areas
Down Payment Assistance
Grants & programs to reduce costs
Utah Housing Programs
State-sponsored loans & DPA
Your Utah County Mortgage Lender
Felix Vivanco is a licensed mortgage loan officer (NMLS #2002977) based in Lehi, Utah. With over six years of experience and 106 five-star Google reviews, Felix specializes in finding the right loan program and down payment assistance for families across Utah County. He is bilingual in English and Spanish.
Learn more about Felix Vivanco →
Frequently Asked Questions — Utah County Mortgages
What is the median home price in Utah County?
The median home price in Utah County is approximately $480,000, with significant variation by city. Eagle Mountain and Saratoga Springs offer more affordable new construction, while Alpine and Highland are at the higher end of the market.
What down payment assistance programs cover Utah County?
Utah County offers up to $40,000 in down payment assistance at 0% interest with deferred payments — one of the most generous county DPA programs in the state. Utah Housing FirstHome and Score loans are also available.
How many cities does Felix serve in Utah County?
Felix serves all cities in Utah County, including Lehi, Provo, Orem, American Fork, Eagle Mountain, Saratoga Springs, Spanish Fork, Springville, Pleasant Grove, Lindon, Payson, Mapleton, Highland, and Alpine.
Are there USDA-eligible areas in Utah County?
Yes, several cities in Utah County have USDA-eligible zones, particularly in the western growth corridor and southern parts of the county. Not all addresses qualify, so check the USDA eligibility maps or contact Felix to verify your specific property.
Is Felix Vivanco based in Utah County?
Yes. Felix Vivanco (NMLS #2002977) is based in Lehi, Utah, right in the heart of Utah County and the Silicon Slopes tech corridor. He is bilingual in English and Spanish and has helped hundreds of families in the area.
Ready to Buy a Home in Utah County?
Get pre-approved or schedule a free consultation with Felix Vivanco.