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Vivanco Mortgage Resources

Your complete directory of mortgage guides, loan programs, location pages, and tools for buying a home in Utah.

About

About Felix Vivanco

Bio, credentials, education, and specialties. NMLS #2002977.

Utah Mortgage Hub

Overview of mortgage lending across the state of Utah.

Client Reviews

5.0 stars across 106 Google reviews from real clients.

Loan Programs

FHA Loans

Low down payment (3.5%) for credit scores 580+.

VA Loans

Zero-down financing for veterans and active military.

USDA Loans

Zero-down loans for eligible rural and suburban areas.

Conventional Loans

Competitive rates with 3–5% down. Drop PMI at 20% equity.

Jumbo Loans

Financing for higher-priced properties above conforming limits.

Utah Housing (UHC)

State programs including FirstHome, HomeAgain, and Score loans.

Refinance

Rate-and-term, cash-out, and streamline refinance options.

Down Payment Assistance (DPA)

Grants and second mortgages to cover your down payment.

New Construction Loans

Financing for new builds with Utah home builders.

Rural Utah Home Loans

Loan options for properties in rural Utah communities.

First-Time Home Buyers

First-Time Home Buyer Guide

Step-by-step roadmap for buying your first home in Utah.

Tools

Mortgage Calculator

Estimate your monthly payment, down payment, and closing costs.

Mortgage FAQ

Answers to common home loan questions from a licensed Utah loan officer.

Locations We Serve

Northern Utah

Wasatch Front

Utah Valley

Wasatch Back

Central Utah

Southern Utah

En Español

Página Principal en Español

Todo el sitio disponible en español para familias hispanohablantes.

Sobre Felix Vivanco (Español)

Biografía, credenciales y especialidades en español.

Preguntas Frecuentes

Respuestas a preguntas comunes sobre hipotecas en español.

Préstamos FHA

Guía de préstamos FHA en español.

Préstamos VA

Préstamos para veteranos en español.

Préstamos USDA

Préstamos rurales en español.

Préstamos Convencionales

Guía de préstamos convencionales en español.

Asistencia para el Enganche

Programas de asistencia en español.

Refinanciamiento

Opciones de refinanciamiento en español.

Compradores de Primera Vez

Guía para compradores primerizos en español.

Calculadora Hipotecaria

Calcule su pago mensual estimado en español.

Prestamista en Provo

Servicios hipotecarios en Provo en español.

Prestamista en Salt Lake City

Servicios hipotecarios en SLC en español.

Casas Rurales Utah

Préstamos para casas rurales en español.

Blog & Reviews

Mortgage Blog

Educational articles about Utah mortgages, home buying, and personal finance.

Client Reviews

Read what clients say about working with Felix Vivanco.

Apply & Contact

Apply Now

Start your mortgage application online. Takes about 15 minutes.

Schedule a Call

Book a free consultation with Felix Vivanco.

Call (801) 919-8110

Speak directly with Felix. Available in English and Spanish.

Ready to Get Started?

Whether you are buying your first home, refinancing, or exploring down payment assistance, Felix is here to help.

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